Serving 500+ merchants worldwide

High-Risk Processing Without the Hassle

Most applications are reviewed and approved within 48 hours through hands-on underwriting. We focus on verticals mainstream providers routinely decline.

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500+ Active Merchants
86% First-Pass Approval
24hr Typical Turnaround
$500M+ Processed Yearly

The Approway Difference

What Makes Us Different

We help hard-to-place businesses accept card payments reliably — even when other providers say no.

Purpose-Built for Risk

Tailored infrastructure and underwriting for sectors standard processors avoid. We understand the compliance and chargeback realities you face.

Rapid Onboarding

Hands-on review means most accounts go live within two business days — not weeks of back-and-forth.

Real People, Real Answers

A named account manager who knows your industry and can solve problems without transferring you through three departments.

Grows With You

Whether you're recently established or doing seven figures monthly, our platform expands alongside your volume — no surprise shutdowns.

Industries

Industries We Specialise In

Card acceptance for merchants whose business model puts them outside the comfort zone of typical processors.

Adult

Discreet, compliant processing for adult entertainment merchants.

Dating

Stable payment infrastructure for dating apps, matchmaking sites, and membership platforms.

Process

How It Works

Three straightforward steps from application to accepting your first payment.

1

Submit Your Application

Fill out our online form in five minutes or less. No stacks of paper, no in-person appointments.

2

Underwriting Review

Our team evaluates your business model and documentation. Most merchants receive approval within 48 hours.

3

Go Live

Connect via your preferred gateway or API and begin accepting payments the same day you're approved.

Begin Your Application

Pricing

Clear Interchange-Plus Rates

You pay the card networks' interchange rate plus a published markup — no application fees, no surprise charges, cancel anytime.

$0 – $100k / month

IC + 1.10%

+ 25¢ per transaction

Launch quickly with published rates on top of interchange — nothing buried in the fine print.

  • 24-hour approval
  • T+2 settlement
  • Email support
  • Standard reporting
  • Chargeback alerts
  • Gateway integrations
Get Started
Most Popular

$100k – $300k / month

IC + 0.80%

+ 10¢ per transaction

Lower markups and a single point of contact for merchants processing serious monthly volume.

  • 24-hour approval
  • Next-day settlement
  • Dedicated account rep
  • Advanced analytics
  • Volume cap removed
  • Dedicated risk analyst
Get Started

$300k+ / month

Custom

tailored to your volume & risk profile

Negotiated terms, priority onboarding, and a risk team assigned to your account from day one.

  • Same-day settlement
  • 24/7 dedicated support
  • Custom dashboards
  • White-glove onboarding
  • Dedicated risk analyst
  • Custom fee terms
Talk to Sales

Quoted rates vary by vertical, monthly volume, and underwriting outcome. Contact us for a personalised proposal.

Integrations

Works With Your Stack

Plug Approway into the gateways, carts, and platforms you already use — or build a custom integration with our API.

Payment Gateways

Works with the gateways you know

Authorize.net NMI USAePay

Shopping Carts

Drop into your existing storefront

WooCommerce Shopify Magento

CMS Platforms

Compatible with popular content platforms

WordPress Drupal Joomla

API Integration

Build exactly what your product needs

REST API SDK Custom

Apply Now

Get a Quote

Share a few details about your business and we'll put together a processing proposal matched to your volume and risk profile.

Upload your last 6 months of processing history

Upload your last 3 months of business bank statements

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FAQ

Frequently Asked Questions

Common questions about merchant accounts, gateways, and getting approved.

The gateway collects and encrypts card details at checkout. The processor routes each transaction to the card networks and issuing banks for authorisation. The merchant account is the holding account where settled funds land before payout to your bank. Approway bundles all three — submit the quote form to begin.
Visa, Mastercard, Amex, and Discover — plus ACH transfers and e-checks. We also support card-not-present sales, phone orders, virtual terminals, countertop EMV devices, and mobile readers.
Every transaction passes through address verification, encrypted transmission, and tokenised card storage. We maintain PCI-DSS compliance and undergo regular third-party security audits.
Our core focus is adult entertainment and online dating, though we onboard other hard-to-place verticals as well. If you're unsure whether your business qualifies, reach out — we'll review your model and advise on the best path forward.
Straightforward applications are usually approved within one to two business days. More complex verticals with additional compliance steps may require two to three weeks while documentation is reviewed.

Let's Get You Approved

Applications reviewed within 24 hours in most cases. Zero setup fees and no locked-in contracts.

Start Your Application